An inside view of the forces which shaped SEPA and the PSD written from the unique perspective of someone closely involved throughout the process. It uncovers the strategic, legal and practical implications of the full harmonization agenda and provides an assessment of where these initiatives stand today, including key lessons learned.

Auteur
RUTH WANDHÖFER is well known in the payments industry for her in-depth knowledge of the regulatory, market and competitive landscape in Europe and in particular as one of the foremost authorities on SEPA and the PSD. She is responsible for Market Policy and Strategy within the EMEA Global Transaction Services business of Citi and holds a number of senior external positions in the industry.

Contenu
List of Tables List of Figures Foreword by Gertrude Tumpel-Gugerell About the Author Acknowledgements Glossary Title I The Opening Act: The beginning of the end or just the end of the beginning? Title II EU Financial Regulation Explained: The Powers and the Pitfalls Title III SEPA: A reaction to EU Regulatory Activism: A New Hope Title IV PSD a Parallel Universe to SEPA: The Odyssey from the First Beginnings to the Final Text Title V From Publication to Transposition - The Directive Dilemma: The Road to Nowhere Title VI SEPA: From Design to Launch: Finding Your Way through the SEPA Jungle Title VII Postlude: The Future for European Payments in a Global Context Conclusions Useful Websites Notes Index