Are you living under a money rain cloud, constantly stressed out about piles of debt, and worried that you'll never be able to retire? Sticking your head in the sand and hoping it gets better is not the solution. That line of thinking will only make things worse. Now imagine how you will feel debt-free, retiring in style, and financial stress is a thing of the past. What does your dream life look like? How will your family's life change when you switch from merely surviving, to really living! It can be done when you learn how to view your finances with the right positive mindset, examine your relationship with money, take an honest inventory of where you are, and discover your true goals. Using compassion and hope, this workbook teaches you exactly what you need to get your money in order. Step-by-step, you will walk through debt pay off, retirement plans, and organize your personal finances with the Magical Budget Binder system. Whether you live solo, are head of a household, or have a lifelong partnership, this system teaches you how to solve your financial household problems now. Stop wishing things were different and change the story of your life!