Rich AF

Informationen zum Autor Vivian Tu began her career as a J.P. Morgan Equities Trader, where she traded Industrials, Materials, and Energy stocks, as well as Event Driven Special Situations via the Risk Arbitrage team. She then pivoted to become a BuzzFeed Strategy Sales Partner, helping brands execute multi-channel marketing campaigns. She made her first $1M by 27 and is the CEO & Founder of Your Rich BFF Media LLC. She lives in the heart of New York City and is likely chowing down on Scarr's pizza in the Lower East Side or running (read: briskly walking) down the West Side Highway. Klappentext NEW YORK TIMES BESTSELLER From TikTok star and Your (favorite) Rich BFF Vivian Tu, the definitive book on personal finance for a new generation When Vivian Tu started working on Wall Street fresh from undergrad, all she knew was that she was making more money than she had ever seen in her life. But it wasn't until she found a mentor of her own on the trading floor that she began to understand what wealthy people knew intuitivelythe secrets to beating the proverbial financial game that has, for too long, been male, pale, and stale. Building on the lessons she learned on Wall Street about money and the markets, Vivian now offers her best personal finance tips and tricks to readers of all ages and demographics, so that anyone can get rich, whether you grew up knowing the rules to the game or not. Vivian will be your mentor, dispensing fresh, no-BS advice on how to think like a rich person and create smart money habits. Throughout the pages of Rich AF , Vivian will break down her best recommendations to help you: Maximize your earnings to get more out of your 9-to-5Understand the differences between savings accounts, and where you should keep your moneyIdentify the tax strategies and (legal) loopholes you need to retire in styleOvercome investing fears to secure wealth for generationsAnd much more! Rich AF will equip readers with the tools and knowledge to not only understand the financial landscape, but to build a financial strategy of their own. And with Your Rich BFF at your side, you'll be able to start your financial journey already in an affluent mindset, making the most of your money and growing your wealth for years to come. Leseprobe 1 Education for This Era Why This Book Is For You while back, I was spending a long weekend in the Hamptons with some friends-a cute little couples getaway, one of those day-drinking, sunbathing, very chill kind of mini vacations. One afternoon, before heading to the beach, we swung by the local CVS to pick up some snacks, and on the way out my girlfriend stopped dead in her tracks. "Oh my God," she said. "I have to have that." It was a Monopoly game. Not just any Monopoly game, but a Hamptons-themed Monopoly game. Not gonna lie, I definitely rolled my eyes as I took our M&M's and gummy bears to the self-checkout. But Lauren was so excited, and inevitably her enthusiasm rubbed off on me. If my bestie was so excited about this novelty tourist trap of a board game, then who was I to rain on her parade? By the time we got back to the car, Lauren had sold me on game night and we were fully stoked. We were ready to play this game. We slid back into our seats, handing out the goods, and when Adam, Lauren's boyfriend, asked what we were so amped about, I told him, "Oh, Lauren just bought this cheesy Hamptons Monopoly game for us to play tonight." No response. It was like the summer air had gone chilly all of a sudden. And then, from the front seat, Adam turned around. Not smiling. Super intense. And he said, "You guys do not want to play Monopoly with me." Naturally, we were like, "Uh . . . why not?" Another pause. "Because," he said. "There's a secret. Most people have never actually read the full instruction brochur...

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**NEW YORK TIMES BESTSELLER

From TikTok star and Your (favorite) Rich BFF Vivian Tu, the definitive book on personal finance for a new generation

When Vivian Tu started working on Wall Street fresh from undergrad, all she knew was that she was making more money than she had ever seen in her life. But it wasn’t until she found a mentor of her own on the trading floor that she began to understand what wealthy people knew intuitively—the secrets to beating the proverbial financial game that has, for too long, been male, pale, and stale.

Building on the lessons she learned on Wall Street about money and the markets, Vivian now offers her best personal finance tips and tricks to readers of all ages and demographics, so that anyone can get rich, whether you grew up knowing the rules to the game or not. Vivian will be your mentor, dispensing fresh, no-BS advice on how to think like a rich person and create smart money habits. Throughout the pages of Rich AF, **Vivian will break down her best recommendations to help you:

• Maximize your earnings to get more out of your 9-to-5
• Understand the differences between savings accounts, and where you should keep your money
• Identify the tax strategies and (legal) loopholes you need to retire in style
• Overcome investing fears to secure wealth for generationsAnd much more!

Rich AF will equip readers with the tools and knowledge to not only understand the financial landscape, but to build a financial strategy of their own. And with Your Rich BFF at your side, you’ll be able to start your financial journey already in an affluent mindset, making the most of your money and growing your wealth for years to come.

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Education for This Era

Why This Book Is For You

while back, I was spending a long weekend in the Hamptons with some friends-a cute little couples getaway, one of those day-drinking, sunbathing, very chill kind of mini vacations. One afternoon, before heading to the beach, we swung by the local CVS to pick up some snacks, and on the way out my girlfriend stopped dead in her tracks.

"Oh my God," she said. "I have to have that."

It was a Monopoly game. Not just any Monopoly game, but a Hamptons-themed Monopoly game.

Not gonna lie, I definitely rolled my eyes as I took our M&M's and gummy bears to the self-checkout. But Lauren was so excited, and inevitably her enthusiasm rubbed off on me. If my bestie was so excited about this novelty tourist trap of a board game, then who was I to rain on her parade?

By the time we got back to the car, Lauren had sold me on game night and we were fully stoked. We were ready to play this game. We slid back into our seats, handing out the goods, and when Adam, Lauren's boyfriend, asked what we were so amped about, I told him, "Oh, Lauren just bought this cheesy Hamptons Monopoly game for us to play tonight."

No response. It was like the summer air had gone chilly all of a sudden. And then, from the front seat, Adam turned around. Not smiling. Super intense.

And he said, "You guys do not want to play Monopoly with me."

Naturally, we were like, "Uh . . . why not?"

Another pause.

"Because," he said. "There's a secret. Most people have never actually read the full instruction brochure for Monopoly. But I have. And when I play the way I know how to play, there's no way I lose."

"So what's the big secret?!" I asked.

But he just shook his head. Wouldn't tell us. Lauren and I brushed off the conversation and headed out to the beach.

Later that night, we broke out Hamptons Monopoly. It was corny, with little lighthouses and windmills all over, but the wine was flowing and we were fully invested. After we each picked our little pieces and divvied up our fake money, we rolled the dice.

Adam proceeded to dominate.

Personally, I think I'm okay at Monopoly, like above average to actually decent, but I never stood a chance. This was a…