Financial Literacy for All

Auteur

JOHN HOPE BRYANT is an American entrepreneur, and sought-after thought and philanthropic leader, who is referred to as the Conscience of Capitalism by leading Fortune 100 CEOs. Bryant is the Founder, Chairman, and Chief Executive Officer of Operation HOPE, Inc. the largest not-for-profit and best-in-class provider of financial literacy, financial inclusion and economic empowerment tools and services in the United States for youth and adults. Operation HOPE is working to level the opportunity playing field, connecting communities to the private sector, through inclusive capitalism, at scale.
Bryant is also Chairman and Chief Executive Officer of John Hope Bryant Holdings, Bryant Group Ventures and Executive Chairman of The Promise Homes Company (Promise Homes), the largest for-profit minority-controlled owner of institutional-quality, single-family residential rental homes in the U.S.

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Praise for FINANCIAL LITERACY FOR ALL

"Fixing income inequality will reignite the American dream, and John takes aim at one of the biggest challenges of our time in Financial Literacy For All. I share John's optimism that we can help change the world and address our problems with the right skills, tools and knowledge. Drawing on lessons learned from history and his own personal experiences, John creates a powerful business plan for America to drive empowerment through education."
-Jamie Dimon, CEO, JPMorgan Chase

"I've personally experienced John Hope Bryant and his fierce commitment to empower the underserved and underrepresented by arming them with the building blocks to better. His latest book Financial Literacy For All promises economic shelter in turbulent times! His brilliance and courageous service promises radical reforms for all of us who desperately need fiduciary fidelity and 20/20 focus in the pursuit of strategic goals, for current conquest, as well as future generational equity! It's not a purchase or simply a must-read, it's an investment that alters the trajectory of those who dare to dream!"
-T.D. Jakes, Senior Pastor of The Potter's House, CEO and Founder of the T. D. Jakes Group

"Our partnership with John Hope Bryant has had a significant impact in the lives of thousands of Delta employees and their families. His innovative, real-world approach to teaching financial literacy, combined with a meaningful investment from the company through our Emergency Savings Program, has equipped them with new skills around budgeting, saving and preparing for life's emergencies. That means less stress, more confidence and a brighter financial future."
-Ed Bastian, CEO, Delta Air Lines

"Read. Engage. Act. Dive into the inspiring stories and clear-cut advice in this transformative book by John Hope Bryant. Discover how financial literacy can reignite the economic power of communities and neighborhoods. It's more than just numbers - it's a call to action for a more inclusive and sustainable tomorrow. Are you ready to be part of the solution?"
-Sarah Friar, CEO, Nextdoor

"If there was ever the right book for the wrong time, it's this one! Misinformation is at an all time high and financial literacy is at an all time low. As a result, regular folks out there are struggling! Thankfully John Hope Braynt, a man I've known for years as an incredible entrepreneur and philanthropist, has come through with actual and actionable steps people can take to turn their lives around."
-Charlamagne Tha God, Media Mogul, Bestselling Author, TV and Radio Host

Contenu

Foreword ix

Prologue xiii

Introduction: America's Upgraded Business Plan 1

Dreams, Decisions, and Destinies 9

Section I What's the Issue and Why Should We Care? 27

Chapter 1 Credit Is a Tool, Not a Toy 29

Chapter 2 The Civil Rights Issue of Our Generation 35

Section II How Did We Get Here? Aka Stories of Broken Capitalism 47

Chapter 3 Broken Capitalism and the Black and Brown People of America 49

Chapter 4 How Poor Whites Got Left Behind 67

Chapter 5 Losing Focus on the Goal: Financial Freedom 73

Chapter 6 The American Dream Deferred 79

Section III Empowerment Through Education 93

Chapter 7 Breaking the Chains: From Fast Money to Lasting Legacy 95

Chapter 8 Educating Our Kids 99

Chapter 9 Educating Our Communities 111

Chapter 10 Educating Our Entrepreneurs 121

Chapter 11 Educating Our Workforce 133

Chapter 12 Elevating Credit Scores and Empowering Dreams 143

Section IV It's a Movement, Not a Moment 151

Chapter 13 Empowerment Through Education 153

Chapter 14 Join the Movement 161

Conclusion: A Ladder for All 165

Epilogue 171

Financial Literacy Resources 177

The Financial Literacy for All Initiative 183

Acknowledgments 189

About The Author 195

Index 199