Banking for People

Frontmatter -- Preface -- Contents in Brief -- Contents -- General Introduction -- European Declaration for Social Consumer Rights -- Volume I: Social Banking and New Poverty -- Part I: Economic Development and Private Indebtedness -- Chapter 1. Social Banking and New Poverty - Towards a New Approach in Law and Economics -- Chapter 2. Towards a Progressive Market -- Chapter 3. Economics and social problems -- Chapter 4. Consumer Credit and Human Capital in Germany -- Chapter 5. Credit, Debt and Financial Control in Great Britain -- Chapter 6. Financial Services - Who Will Gain from the Single Market? -- Part II: New Technologies and Consumer Debts -- Chapter 7. Credit Cards, New Technology and Consumer Debt -- Chapter 8. Indebtedness by Credit Cards in the Federal Republic of Germany? -- Chapter 9. Credit Card Mania in America -- Part III: Trade Unions, Consumer Unions and the Poor -- Chapter 10. Whose Agenda? Whose Resources? Whose Initiative? -- Chapter 11. Trade-Unions, Unemployment and the Unemployed in Germany -- Chapter 12. Consumer Organizations and the Struggle Against Poverty - The Example of Konsumenten Kontakt in the Netherlands -- Chapter 13. Credit for Poor People - Abolishing or Solving the Problem? -- Part IV: Ethical Banking - New Forms of a Social Market Economy -- Chapter 14. Ethical Banking -- Chapter 15. Alternative Banking and Ethical Investment -- Chapter 16. Bright Ideas and Empty Pockets: Overview of Development Banking in the UK -- Chapter 17. Shorebank Corporation: A Private Sector Banking Initiative to Renew Distressed Communities -- Chapter 18. The Mondragon Bank and the Cooperative Movement in Euskadia -- Chapter 19. Socially Directed Investment - And its Potential Role in Local Development -- Part V. Social Discrimination and Over-Indebtedness -- Chapter 20. Changing Labour Market Structures and Over-Indebtedness -- Chapter 21. Indebtedness of Offenders -- Chapter 22. Divorce and Consumer Debts in Germany: The Unequal Allocation of Risks Between Women and Men -- Part VI: Housing Debts -- Chapter 23. Introduction -- Chapter 24. Mortgage Loans: Some Consumer Concerns -- Chapter 25. Buyers of Residential Property - Their Situation in the Province of Grande-Synthe -- Chapter 26. Distressed Constructional Financing -- Chapter 27. Mortgage Debt in the United Kingdom -- Part VII: Personal Bankruptcy -- Chapter 28. Personal Bankruptcy in America -- Chapter 29. Discharge for Bankrupt Individuals under the German Bankruptcy Law Reform -- Chapter 30. Prospects for Statutory Consumer Debts Arrangement in the Netherlands -- Volume II: Overdebtedness, Unemployment and Policy Responses - National Reports -- Chapter 31. The Social Costs of Europe - General Report on Consumer Debts in Europe -- Chapter 32. Debts and Depression - A Survey of Austrian Debtors and the Unemployed -- Chapter 33. Consumer Credit in Belgium - Old Laws and New Problems -- Chapter 34. Unemployment, Debt and the Legal Principle of 'Social Force Majeure' in Finland -- Chapter 35. Minimum Wages, Rate Ceilings and Social Solidarity against Poverty - Unemployment and Consumer Debts in France -- Chapter 36. The Private Debt Crisis in a Prosperous Environment: Germany -- Chapter 37. Private and Public Concerns - Unemployment, Credit and Debt in Britain: An Overview -- Chapter 38. From Savings to Credit - Unemployment and Consumer Debts in Italy -- Chapter 39. Careful Lenders and Social Security - Trends in Unemployment, Consumer Credit and Debt in the Netherlands -- Chapter 40. Legal Protection for the Overindebted and Unemployed in Norway -- Chapter 41. Poverty and Debts - The Situation of Welfare Recipients and Debtors in Default in Sweden -- Chapter 42. 'Good' and 'Bad' Debts - Debtors' Protection and Pressure for Reform in Switzerland -- Chapter 43. Consumer Credit Protection for Low Risk Consumers in a Free Market Economy - The US-Consumer Credit Protection Law -- Bibliography -- Addresses of Associations and Institutions which Support Socia

Auteur
Udo Reifner ist Professor für Wirtschaftsrecht und Soziologe an der Universität Hamburg und Direktor des institut für finanzdienstleistungen e.V. in Hamburg. Mit über 200 wissenschaftlichen Veröffentlichungen und als Mitglied verschiedener Beraterkreise ist er fachlich ausgewiesen und zugleich als Leiter verschiedener SchülerBanking-Projekte sowie als Sprecher von GlobalFairFinance in der Praxis zu Hause.